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Educating Yourself

Your insurance coverage refers to the protection provided by an insurance policy; it can include various types of healthcare coverages. By investing in the right insurance policy, you can safeguard which plan will best benefit your healthcare needs.    

 

Our specialized insurance educator will assist with guiding you in the right direction. 

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  • Medicare

  • Medicaid and assisting with completing a Medicaid application.

  • All Commercial Insurances

  • Veteran Benefits

Your insurance benefit will be verified and shared with you in detailed before being placed. This will allow you the freedom to make that decision in what would be more financially fitting, so there will be no surprises upon placement. 

Insurance Explanation

When a person needs medical or personal care services outside of a hospital — either in their home, a nursing facility, or a group living situation — insurance benefits can help pay for those services.

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The benefits you receive depend on your insurance policy type (Medicare, Medicaid, private insurance, or long-term care insurance) and the level of care you need.

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Understanding These Benefits Matters

  • Helps families plan financially for care needs.

  • Ensures patients receive the services they’re entitled to.

  • Prevents unexpected out-of-pocket expenses.

  • Allows informed decision-making about care settings.

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Medical services provided in a person’s home, typically for people recovering from illness, surgery, or managing chronic conditions.

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Insurance Benefits May Cover:

  • Skilled nursing visits (wound care, medication management)

  • Physical, occupational, and speech therapy

  • Home health aide (for personal care like bathing, dressing — usually short-term)

  • Medical supplies (bandages, catheters, etc.)

  • Some durable medical equipment (walkers, wheelchairs)

Who pays?

  • Medicare: Covers home health services if ordered by a doctor and patient is homebound.

  • Medicaid: Covers for those who qualify financially.

  • Private insurance/Managed Care: Varies by plan.

  • Long-term care insurance: Can help with non-medical personal care at home.

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